10 Best Low-Risk Index Funds to Buy Now

7. Schwab Total Stock Market Index Fund (MUTF:SWTSX)

Expense Ratio: 0.03%

5-Year annualized Return as of July 29: 15.66%

The Schwab Total Stock Market Index Fund (MUTF:SWTSX) is one of the best low-risk index funds to buy now. The index fund attempts to generate returns by tracking the returns in the US stock market, as measured by the Dow Jones U.S. Total Stock Market Index.

While tracking the Dow Jones U.S. Total Stock Market Index, the Schwab Total Stock Market Index Fund includes technology stocks, accounting for 32.73% of its portfolio. Financial Services, Consumer Cyclical, and Healthcare stocks account for 14.24%, 10.58%, and 9.56% of the portfolio, respectively.

The Schwab Total Stock Market Index Fund (MUTF:SWTSX) guarantees investors a low expense ratio of 0.03%. In addition, it boasts a 5-year annual average return of 15.44%.