10 Best Cities to Retire on $3,500 a Month

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9. Champaign, Illinois

Insider Monkey Score: 144

Cost of Living Index: 81.1    

Average Rent (1-bedroom): $1,029

Median Home Price: $160,000

Livability Score:  81

Boasting low crime, good walkability, and financial stability, Champaign is another one of our top picks from Illinois. Its vibrant arts and culture scene, affordable housing options, and proximity to the University of Illinois at Urbana-Champaign, further adds to the appeal of retiring here.

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