Nine Critical Numbers About BB&T Corporation (BBT)

Given that you clicked on this article, it seems safe to assume you either own shares of BB&T Corporation (NYSE:BBT) Bank or are considering buying them in the near future. If so, you’ve come to the right place, as the table below reveals the nine most critical numbers that investors need to know about BB&T before deciding whether to buy, sell, or hold its stock.

BB&T Corporation (NYSE:BBT)

But before getting to that, a brief introduction is in order. Tracing its roots back to 1872, BB&T Corporation (NYSE:BBT) has since transformed into one of the nation’s largest regional banks. Based in Winston-Salem, North Carolina, it operates approximately 1,800 branches across 12 states and the District of Columbia. In addition, as of the end of 2012, it had $184 billion in assets on its balance sheet. As the bank notes on its website: “A Fortune 500 company, BB&T Corporation (NYSE:BBT) is consistently recognized for outstanding client satisfaction by J.D. Power and Associates, the U.S. Small Business Administration, Greenwich Associates and others.”

As you can see in the table above, from a shareholder’s perspective, BB&T Corporation (NYSE:BBT) exhibits a number of strengths. It’s better at managing interest rate risk, as evidenced by its above average net interest margin. Its comparatively low non-performing loans ratio suggests it’s similarly superior in terms of minimizing credit risk. And the bank’s healthy fee-based income goes a long way toward hedging against low interest rate environments like the present. It’s largely for these reasons, in turn, that BB&T’s return on equity is roughly 230 basis points better than the average. And it’s also for these reasons that the bank’s shares trade for a dear 1.9 times tangible book value.

Alternatively, if one had to be picky, BB&T Corporation (NYSE:BBT)’s biggest weakness is its relatively low payout ratio. As a general rule, I prefer banks that pay out no less than a third of their net income to shareholders via dividends. While BB&T Corporation (NYSE:BBT) comes in just below this benchmark, what’s not captured here is the fact that the bank increased its quarterly distribution by 15% at the beginning of this year. Once that’s factored in, it seems safe to say that the bank will more than satisfy this requirement, too.

The article 9 Critical Numbers About BB&T originally appeared on Fool.com and is written by John Maxfield.

John Maxfield has no position in any stocks mentioned. The Motley Fool has no position in any of the stocks mentioned.

Copyright © 1995 – 2013 The Motley Fool, LLC. All rights reserved. The Motley Fool has a disclosure policy.

blog comments powered by Disqus
Insider Monkey Headlines
Insider Monkey Small Cap Strategy
Insider Monkey Small Cap Strategy

Insider Monkey beat the market by 44 percentage points in 21 months Learn how!

Lists

The Top 10 States With Fastest Internet Speeds

10 Best Places to Visit in USA in August

Top 10 Cities to Visit Before You Die

Top 10 Genetically Modified Food In the US

15 Highest Grossing Movies Opening Weekend

5 Best Poker Books For Beginners

10 Strategies Hedge Funds Use to Make Huge Returns

Top 10 Fast Food Franchises to Buy

10 Best Places to Visit in Canada

Best Summer Jobs for Teachers

10 Youngest Hedge Fund Billionaires

Top 10 One Hit Wonders of the 90s

Fastest Growing Cities In America

Top 10 U.S. Cities for Freelancers

Top 9 Most Popular Free iPhone Apps

Top 10 Least Expensive Private Business Schools in the US

Top 15 Most Expensive Countries in the World – 2014

Top Businesses to Invest In

Top 5 Things You Might Be Doing Wrong With Your Business

Top 5 Strategic Technology Trends in 2014

Top Rags to Riches Stories

Parenting Behavior That Promotes Future Leaders

Top 5 Mistakes Made by Small Businesses

Top 5 Most Common and Potentially Devastating Financial Blunders

Top 5 Highest Paying Jobs for Web Designers

Top 6 Most Respected Professions that Also Pay Well

Top 5 Pitfalls Investors Should Avoid

Top 6 Lawyers and Policy Makers Under 30

Top 6 New Year’s Resolutions for Entrepreneurs

Top 7 Locations to Check in on Facebook

Top 5 Mistakes made by Rookie eBay Sellers

Top 7 eBook Publishers in 2013

Top 6 Health Industry Trends in 2014

5 Lessons for Entrepreneurs from Seth Godin

Top 5 Success Tips from Jordan Belfort – the Wolf of Wall Street

Best Master’s in Finance Degree Programs

Top 6 Earning Celebrities Over 50

The most expensive sports to play

Top 7 Earning Celebrities Under 25

Best 7 Online Courses to Take: Free Finance MOOCs

Top 6 Bad Habits that Promote Failure

20 Most Valuable Soccer Teams in the World in 2013

12 Most Expensive Countries for Foreign Students

Top 30 Most Influential Women in the World

Top 20 Most Expensive New Year Eve Shows

Top 5 Best Vocational Careers

Top 10 Jobs for 2014 by Salary Gain (Predictions)

Top 5 Digital Trends for 2014

Top 6 Things You Can Do To Increase Your Productivity

Top 9 Trending Smartphones in 2013

Subscribe

Enter your email:

Delivered by FeedBurner

X

Thanks! An email with instructions is sent to !

Your email already exists in our database. Click here to go to your subscriptions

Insider Monkey returned 47.6% in its first year! Wondering How?

Download a complete edition of our newsletter for free!