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UBS Lifts Erste Group Bank (EBKDY) Target to €97, Keeps Buy Rating

Erste Group Bank AG (OTCMKTS:EBKDY) is one of the best European bank stocks to buy now. On November 7, analysts at UBS lifted their price target for the Erste Group Bank AG (OTCMKTS:EBKDY) stock to €97 from €93. They also kept a Buy rating, a decision that follows the lender’s stronger-than-expected Q3 2025 results.

lOvE lOvE/Shutterstock.com

Erste reported third-quarter 2025 earnings on October 30. The company’s pre-tax profit for the quarter exceeded consensus by 7%, and net interest income beat by 3%. Net fee and commission income also beat forecasts by 2%.​ Erste Group Bank reported earnings per share of €2.20, with revenue surpassing €2.9 billion for the first time.The bank’s good results came from higher fee income and smart digital projects, even though the economy in Central and Eastern Europe.

Also on UBS’s radar was the fact that Erste’s management raised 2025 guidance to more than 2% NII growth (from more than 0%). The cost-to-income ratio is also expected to reach around 48% (from under 50%). UBS incorporated the guidance in their model, which led to lifting EPS estimates by 3–4% for FY 2025–2027.​

Erste Group Bank AG (OTCMKTS:EBKDY) is an Austrian financial services provider headquartered in Vienna, with operations concentrated in Central and Eastern Europe. Its core businesses include retail banking, corporate banking, and asset management. The lender serves more than 16 million clients across countries such as Austria, the Czech Republic, Slovakia, Hungary, Romania, Croatia, and Serbia.

While we acknowledge the potential of EBKDY to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than EBKDY and that has 100x upside potential, check out our report about this cheapest AI stock.

READ NEXT: 11 Best Solar Energy Stocks to Buy Right Now and 11 Must-Buy US Stocks to Buy Now.

Disclosure: None. This article is originally published at Insider Monkey.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

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  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
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  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

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Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

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