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Top 10 Cities for 50-Year Old People With No Retirement Savings

Here, we discuss the top 10 cities/towns for 50-year old people with no retirement savings. Explore our detailed “I am 50 Years Old and Have No Retirement Savings” analysis and check out the consequences of lacking retirement savings, the best ways to boost them, as well as the cheapest places to retire on social security.

10. Split, Croatia

Cost of Living: $1,093

Another cheapest place to retire on social security is Split, Croatia. Offering a Mediterranean climate, stunning natural beauty, and rich history, Split is a nice blend of history and modern age. Croatia’s healthcare is well-regarded, and Split is no different as it is a major city. The social scene is pretty vibrant, too, with many cafes, restaurants, and cultural events happening throughout the year.

9. Caldas da Rainha, Portugal

Cost of Living: $1,073

Retire in Portugal’s Silver Coast, in Caldas da Rainha, Portugal, for great weather, reputable healthcare, and affordable living. Engulfed with beautiful beaches, the city is increasingly becoming a top spot for expats from around the world. The locals are very warm and welcoming, and the growing expat community is also a plus.

8. Kranj, Slovenia

Cost of Living: $1,050

Kranj, the cultural heart of Slovenia, offers retirees a breathtaking natural backdrop to savor, along with a moderate continental climate and distinct seasons. The crime rate is low, the healthcare system is well-developed, and plenty of modern amenities exist. The cost of living in Kranj is relatively cheaper than in other European cities.

7. Braga, Portugal

Cost of Living:  $1,015

Braga, Portugal, offers retirees the chance to experience the authentic Portuguese lifestyle in a lively and safe setting. The city offers a relaxed vibe, complimented by nice beaches and lush greenery. It has all the modern amenities, and the healthcare system is well-developed to cater to the needs of retirees.

6. Ipoh, Malaysia

Cost of Living: $1,000

In Perak, Malaysia, Ipoh is a retiree’s haven thanks to the comfortable climate, affordable living, and well-established healthcare. The king of bean sprouts is a food paradise, offering some of the best local foods at reasonable prices. There is a growing expat community, and the city is safe to retire in overall.

5. Tanjung Bungah, Malaysia

Cost of Living: $1,000

The seaside town of Tanjung Bungah is located on the island’s northwest coast, offering a pleasant climate and easy access to the beach. There is an abundance of good food, resorts, and expats in the place. The food scene is also vibrant, and plenty of modern amenities are available for retirees.

4. Koh Samui, Thailand

Cost of Living: $847

Retirees looking for a luxurious lifestyle on an affordable budget should know that Koh Samui is the paradise they are looking for. Soak up the sun on world-class beaches, experience the rich Thai culture, and socialize with the expatriate community when you retire to this part of Thailand. Residents also love to indulge in water sports, hiking, and exploring nearby islands.

3. Murska Sobota, Slovenia

Cost of Living: $786

One of the cheapest towns in Slovenia, Murska Sobota offers retirees to enjoy a traditional, self-sustainable living with abundant farmland, rolling hills, and vineyards. The locals are very welcoming, the healthcare system is well-developed, and all essential amenities are available for living easily.

2. Timișoara, Romania

Cost of Living: $762

Timișoara, Romania is one of the cheapest places to retire if you have little to no retirement savings. It is widely known for its Secessionist architecture, historical landmarks, and similar cultural amenities. The city of flowers, also known as Little Vienna, offers numerous parks, lush greenery, and well-developed public transportation for retirees. The decent healthcare, moderate climate, and expanding expats community are a plus.

1. Chiang Mai, Thailand

Cost of Living: $600

Chiang Mai, Thailand, is the cheapest place to retire on our list for retirees looking for affordable living, well-established healthcare, and a sizable expat community. There are numerous outdoor activities available to enjoy, and it is one of the most English-friendly cities in Thailand.

Insider Monkey focuses on uncovering the best investment ideas of hedge funds and insiders. Please subscribe to our free daily enewsletter to get the latest investment ideas from hedge funds’ investor letters by entering your email address below. You can also take a peek at 20 Best Countries to Retire Overseas Where English is Spoken and 15 Biggest Retirement Communities in the World. 

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

But the real story isn’t Nvidia — it’s a much smaller company quietly improving the critical technology that makes this entire revolution possible.

And judging by what I’m hearing from both Silicon Valley insiders and Wall Street veterans…

This prediction might not be bold at all:

A few years from now, you’ll wish you’d owned this stock.

The best part? You can discover everything about this company and its groundbreaking technology right now.

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Buy This $3 Stock Now Before the 400% Surge Begins

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

My name is Inan Dogan. I’m the co-founder and Research Director of Insider Monkey. I have an important message for you today.

Since March 2017, my stock picks have returned 16.5% annually. Today, I’ve found an opportunity even bigger than my British American Tobacco call.

Two years ago, Wall Street wrote off British American Tobacco (BTI) as a “melting ice cube.” The stock had crashed 40% from its peak, and consensus said the business was dying.

We looked under the cover and realized they were wrong.

We alerted our subscribers, and BTI returned 90% in just 16 months.

Now if you had invested just $10,000 in BTI in June 2024, you’d be sitting on $19,000 in October 2025.

Today, we have identified a nearly identical pattern in a digital-first giant trading at $3.

While the market panics over a surface-level revenue decline, our PhD-led research shows management has actually surgically cut $100 million in waste to focus on high-margin growth.

This pattern is a hallmark of our 16.5% annual return track record. The current opportunity offers a 400% upside potential—dwarfing even our 90% BTI return.

Get the ticker for our new “Underdog” pick and the full BTI case study for just 99 cents.

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2. Enjoy a month of ad-free browsing, exclusive access to our in-depth report on the Trump tariff and nuclear energy company as well as the revolutionary AI-robotics company, and the upcoming issues of our Premium Readership Newsletter.

3. Sit back, relax, and know that you’re backed by our ironclad 30-day money-back guarantee.

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