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Morgan Stanley Analyst Reduces Primerica, Inc. (PRI)’s Price Target In Response To Q3 Results

Primerica, Inc. (NYSE:PRI) is among the 9 Best Life Insurance Stocks to Buy Now.

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As of December 5, analyst views tilt towards the cautious side for Primerica, Inc. (NYSE:PRI) with only 40% of analysts recommending a Buy. But the stock is expected to see around 20% potential upside, based on the consensus 1-year median price target of $303.

According to TheFly, Morgan Stanley analyst Bob Huang reduced Primerica, Inc. (NYSE:PRI)’s price objective from $306 to $301 on November 17, 2025. The company’s rating remained Equal Weight.

Morgan Stanley adjusted its insurance-sector models in response to Q3 results, per the analyst note. The analyst highlighted that while property and casualty trends point to a slowing cycle into 2026, life-insurance earnings were substantially higher than suggested by share-price reactions.

Earlier, Primerica, Inc. (NYSE:PRI) reported adjusted net operating income of $206 million for the third quarter of 2025, up 7% year over year, with an 11% increase in EPS to $6.33. The Investment and Savings Products (ISP) category generated record sales of $3.7 billion, up by 28% YoY, and net inflows of $363 million, while customer assets grew by 14% to $127 billion. The management anticipates that ISP sales will climb by about 20% over the course of 2025 due to solid equity markets and steady momentum.

Furthermore, on November 19, 2025, Business Wire reported that Primerica, Inc. (NYSE:PRI)’s Board of Directors had authorized a $475 million share repurchase program that would run until December 31, 2026. According to the business, repurchases could take place through block trades, open-market transactions, or privately negotiated agreements, depending on the situation of the market and legal requirements. Primerica, Inc. (NYSE:PRI) stressed that the authorization was motivated by financial strength in all areas. As of September 30, 2025, the company declared $967 billion in Term Life face amount in force, including continuous contributions from its fee-based investing operations.

Primerica, Inc. (NYSE:PRI) provides financial services to middle-income households in the United States and Canada. The business distributes financial products on behalf of third parties, including annuities, mutual funds, and life insurance.

While we acknowledge the risk and potential of PRI as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than PRI and that has 10,000% upside potential, check out our report about this cheapest AI stock.

READ NEXT: 10 High-Growth EV Stocks to Invest In and 13 Best Car Stocks to Buy in 2025.

Disclosure. None

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