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Jim Cramer on Dave Inc.: “We Are Going to Sell Fintech”

Dave Inc. (NASDAQ:DAVE) was among Jim Cramer’s latest stock calls, as he suggested investors balance portfolios with hot and cold stocks. When a caller mentioned that they have been holding the stock for a while, Cramer remarked:

I like… really packed energy bars more than I like Dave, this kind of pseudo fintech. We are going to sell fintech.

A stock market chart. Photo by Arturo A on Pexels

Dave Inc. (NASDAQ:DAVE) offers a financial services platform that includes Budget, a personal money management tool that uses historical bank data to track recurring charges and alert members about upcoming transactions, along with ExtraCash, a discretionary overdraft feature designed to help cover short-term cash gaps between paychecks. The company also provides Side Hustle, a job application portal for finding additional or temporary work, and Dave Checking, a digital demand deposit account.

On April 10, Citizens increased its price target to $335 from $310 and maintained an Outperform rating on the shares. The adjustment was made within its capital markets and fintech group coverage as part of a first-quarter earnings preview. The analyst said that “navigating volatility remains the central challenge across the sector”. Citizens added that capital market conditions were better in pockets than across the board, with institutional trading described as the clearest bright spot of the quarter. The firm also noted that crypto sentiment “remains impaired” in the near term. But it also noted that the market is placing too much focus on the current slowdown in activity and not enough attention on medium-term policy and business catalysts.

While we acknowledge the risk and potential of DAVE as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than DAVE and that has 10,000% upside potential, check out our report about this cheapest AI stock.

READ NEXT: 33 Stocks That Should Double in 3 Years and 15 Stocks That Will Make You Rich in 10 Years 

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The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

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In fact, Verge argues this company’s supercheap AI technology should concern rivals.

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  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

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