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Is PayPal Holdings (PYPL) The Best Digital Currency Stock to Buy Now?

We recently published 10 Trending Stocks This Week. PayPal Holdings, Inc. (NASDAQ:PYPL) is one of the trending stocks this week.

Jessica Inskip from StockBrokers said in a recent program on Schwab Network that she is bullish on PayPal in the long term amid the company’s diverse revenue streams and its digital currency exposure.

“Diverse revenue streams is extremely important. So, that certainly plays into it. But this is more of a longer term play on the exposure with stable coins. We’re talking a lot about what’s happening with the fiscal deficit. I think stable coins is an interesting solution because we have a really welcoming regulatory environment for that type of structure and a stable coin is going to be backed or at least within some of the acts that are there one to one with US treasury. So I’m I’m wondering where the demand is going to come from if we’re issuing more treasuries and if stable coins is something that moves forward. Well, there’s a solution to demand and that’s where I’m looking for towards PayPal Holdings Inc (NASDAQ:PYPL) for really in a longer term view that is going to take some time to play out, but it’s the digital currency footprint that’s expanding and PayPal Holdings Inc (NASDAQ:PYPL) had a stable coin. They launched in 2023. They’re not necessarily the biggest player, but to your point, a diverse revenue stream is extremely important to me. They have this reward system. I was in the airport in Chicago a while ago and I see these reward systems now paying you in Bitcoin as well and they’ve got partnership momentum with Coinbase, Fiserve all helping integrate their version of a stable coin. So I think it’s going to be interesting to see how that plays out. Now I’m interested to see Rick’s technicals. The way that I would play PayPal Holdings Inc (NASDAQ:PYPL) at this moment is I’m short-term neutral, long-term bullish. This is where when I want to add it to my portfolio, I like to utilize a cash secured put.”

Photo by Karolina Grabowska: https://www.pexels.com/photo/hands-holding-us-dollar-bills-4968630/

RGA Investment Advisors stated the following regarding PayPal Holdings, Inc. (NASDAQ:PYPL) in its second quarter 2025 investor letter:

“Looking purely at the fundamentals of PayPal Holdings, Inc. (NASDAQ:PYPL) between the reported financials and context on earnings calls, we would be buyers rather than sellers here. Unfortunately, someone in our orbit was the victim of a cutting-edge financial hack that used AI voice mimicry in order to compromise several personal accounts, despite two-factor authentication enabled on each.

At the core of our thesis on PayPal was the notion that security is a moat. The systems Max Levchin first built at PayPal and invested in mightily over the years made PayPal one of the safest, most secure ways to shop online. We had believed in the single point of failure thesis and trusted that even if bad things happened, PayPal will use those lessons to learn and evolve.

Unfortunately, what we learned about PayPal security was concerning and left us wavering in the ability of the company to adapt and grow as the safest place to transact online. Given the centricity of security to our qualitative thesis, we could no longer stay convicted in the name.”

While we acknowledge the risk and potential of PYPL as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than PYPL and that has 10,000% upside potential, check out our report about this cheapest AI stock.

READ NEXT: 30 Stocks That Should Double in 3 Years and 11 Hidden AI Stocks to Buy Right Now.

Disclosure: None. This article is originally published at Insider Monkey.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

But the real story isn’t Nvidia — it’s a much smaller company quietly improving the critical technology that makes this entire revolution possible.

And judging by what I’m hearing from both Silicon Valley insiders and Wall Street veterans…

This prediction might not be bold at all:

A few years from now, you’ll wish you’d owned this stock.

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Wall Street calls this $3 stock a “Melting Ice Cube.” They said the same thing about BTI before it returned 90%.

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

My name is Inan Dogan. I’m the co-founder and Research Director of Insider Monkey. I have an important message for you today.

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We alerted our subscribers, and BTI returned 90% in just 16 months.

Now if you had invested just $10,000 in BTI in June 2024, you’d be sitting on $19,000 in October 2025.

Today, we have identified a nearly identical pattern in a digital-first giant trading at $3.

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