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Investor Day Targets and Analyst Support Reinforces the Case for Block’s Long-Term Growth

Block, Inc. (NYSE:XYZ) is one of the best FinTech stocks to buy in 2026.

On December 4, UBS reiterated a Buy rating on Block and maintained its $90 price target following the company’s recent investor day and conference commentary. UBS said the event reinforced confidence in Block’s long-term profitable growth trajectory across both Square and Cash App, while highlighting improved clarity around the company’s medium-term financial framework.

During the investor day, management emphasized the increasing breadth of the business, noting that 26 revenue streams now each generate more than $100 million in gross profit, compared with just five such revenue streams in 2020. The company also outlined a longer-term roadmap extending beyond 2026, which UBS viewed as supportive of sustained operating leverage as Block continues to scale its ecosystem.

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On December 8, 2025, TD Cowen reiterated its Buy rating on Block and again named the stock its “Best Idea for 2026,” pairing the call with a $91 price target. TD Cowen highlighted the company’s improving margin profile and the potential for continued operating leverage as growth normalizes across key products. The firm also pointed to management’s targets for roughly 30% three-year compound annual growth in earnings per share and cash flow, viewing those goals as achievable within the current strategic framework.

TD Cowen further argued that Block’s shares were trading at a meaningful discount to the company’s historical valuation within the broader fintech and payments sector, which it sees as creating an attractive entry point for long-term investors.

Looking beyond individual analyst notes, MarketBeat data shows Block carrying a Moderate Buy consensus rating as of mid-December, with an average 12-month price target in the low-to-mid $80s. That implies meaningful upside from recent trading levels, showing generally constructive expectations from Wall Street even as analysts weigh execution risks.

Block, Inc. (NYSE:XYZ) builds technology to increase access to the global economy, operating platforms such as Square and Cash App that enable commerce, payments, and financial services for sellers and consumers worldwide.

While we acknowledge the potential of XYZ to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than XYZ and that has 100x upside potential, check out our report about this cheapest AI stock.

READ NEXT: 30 Stocks That Should Double in 3 Years and 11 Hidden AI Stocks to Buy Right Now.

Disclosure: None.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
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  • 140 Metas
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  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

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