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Bretton Fund: UnitedHealth Group Incorporated (UNH) had a Quarter from Hell

Bretton Capital Management, an investment management company, released the “Bretton Fund” second quarter 2025 investor letter. A copy of the letter can be downloaded here. The fund returned 2.70% compared to 10.94% for the S&P 500 Index. The firm’s focus on fundamentals rather than market sentiment left the fund behind the market rally driven by the president's backing down from extreme tariff threats. The fund’s underperformers, like Berkshire Hathaway and AutoZone, declined not due to operational issues but due to being seen as “safe stocks.” In addition, you can check the...