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BofA Reinstates Fair Isaac (FICO) Coverage With Buy Rating, $1,900 PT Citing Strong Pricing Power

Fair Isaac Corporation (NYSE:FICO) is one of the best growth stocks to buy for the next 20 years. On February 17, Bank of America analyst Curtis Nagle reinstated coverage of FICO with a Buy rating and a $1,900 price target, highlighting the company’s strong pricing power and the growth potential of its Mortgage Direct Licensing program.

This move was part of a broader reinstatement of 19 stocks within the Information and Business Services sector, for which the firm holds a generally constructive outlook. For the group as a whole, BofA projects healthy performance in 2026, with anticipated average growth rates of 7% for revenue, 12% for EPS, and 11% for free cash flow.

Earlier on February 2, Goldman Sachs analyst George Tong lowered the firm’s price target on Fair Isaac Corporation (NYSE:FICO) to $1,777 from $2,070 with a Buy rating. Despite the lower target, the firm highlighted strong FQ1 2026 results that beat expectations and reaffirmed full-year guidance, supported by 60% year-over-year growth in mortgage origination revenue. Goldman remains bullish on the company’s outlook, citing upcoming 2026 price increases, wider adoption of FICO 10T, and market leadership as drivers for anticipated EPS growth of over 20%.

Photo by EmbedSocial on Unsplash

Fair Isaac Corporation (NYSE:FICO) provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments: Scores and Software.

While we acknowledge the potential of FICO to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than FICO and that has 100x upside potential, check out our report about this cheapest AI stock.

READ NEXT: 30 Stocks That Should Double in 3 Years and 11 Hidden AI Stocks to Buy Right Now.

Disclosure: None. This article is originally published at Insider Monkey.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

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