Backed by one-year EPS and revenue growth estimates of 31.86% and 11.06%, respectively, Block, Inc. (NYSE:XYZ) ranks among the best growth stocks to buy and hold in 2026.
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On April 22, 2026, BMO Capital initiated coverage on Block, Inc. (NYSE:XYZ) with a “Market Perform” rating and a price target of $74. In doing so, the firm pointed to what it called a materially improved operating model, one that it believes could lay the groundwork for a more stable and lasting earnings profile over time.
That view sits alongside a broadly positive analyst picture as of April 23, 2026.
Roughly 80% of analysts covering Block, Inc. (NYSE:XYZ) have a “Buy” rating on the stock, and the consensus price target of $86 points to roughly 20% upside potential.
BMO noted there is reasonable potential for upside to gross profit and earnings estimates, provided management follows through on its 2026 strategy. At the same time, the firm flagged that the stock’s recent rebound has brought the risk-reward ratio into better balance, which partly explains the neutral starting point on the rating.
One of the bigger questions BMO raised centers on Cash App, specifically, whether the platform can keep converting users into higher-value cohorts in a way that sustains 20% gross profit growth beyond 2026. That question around long-term monetization sits at the heart of the investment case for Block, Inc. (NYSE:XYZ).
It also connects to what Block, Inc. (NYSE:XYZ) shared in its April 8, 2026, preliminary and unaudited update.
Block, Inc. (NYSE:XYZ) projected Q1 2026 Cash App Bitcoin Ecosystem revenue of $1.7 billion, driven by total Bitcoin buy volume on the platform. The company also flagged a $172.8 million remeasurement loss on its Bitcoin investment, which will show up in GAAP earnings. Block was straightforward in noting that bitcoin-related activity can introduce volatility into reported revenue and net income, even when underlying operating metrics like gross profit hold relatively steady.
Full results are expected on May 7, 2026.
Block, Inc. (NYSE:XYZ), founded in 2009 by Jack Dorsey and headquartered in Oakland, California, is a financial technology and services provider offering point-of-sale systems, digital payments, and consumer financial products.
While we acknowledge the risk and potential of XYZ as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than XYZ and that has 10,000% upside potential, check out our report about this cheapest AI stock.
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