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5 Best Places in California for a Couple to Live on Only Social Security

This article takes a look at the 5 best places in California for a couple to live on only social security. If you wish to check out our detailed analysis, you may go to 15 Best Places in California for a Couple to Live on Only Social Security.

5. El Centro

Insider Monkey Score: 20

Cost of Living Index: 98.9

Median Home Price: $349,500

Being the largest city in Imperial Valley, El Centro is one of the core urban areas of the El Centro Metropolitan area. This region enjoys a warm desert climate with plenty of sunshine. The city is located in proximity to areas such as the Salton Sea and Anza-Borrego Desert State Park, providing retirees the opportunity to enjoy plentiful recreational activities and live an active lifestyle. The area has a low crime rate, residents have access to fresh produce, and there are plenty of great Mexican restaurants to try. The cost of living is 1.1% lower than the national average, and real estate is quite affordable when compared to other Californian cities.

4. Dorris

Insider Monkey Score: 24

Cost of Living Index: 91.7

Median Home Price: $299,900

Embraced by scenic landscapes, Dorris can be an ideal place to retire for those who appreciate rural settings and a relaxed pace of life. The cost of living in this town is 8.3% lower than the national average. The city is embraced by a diverse recreation base such as mountain lakes, forests, streams, and wildlife. Seniors who appreciate nature would love to live here. The downtown area has nice shops, restaurants, and cafes to try. Overall, the region gives off a rural home-town vibe, ideal for seniors who wish for a slow-paced lifestyle.

3. Hornbrook

Insider Monkey Score: 25

Cost of Living Index: 91.7

Median Home Price: $266,000

Sitting on the banks of the Klamath River, Hornbrook is another region worth exploring for those who have only their social security to get by. Surrounded by natural beauty, this census-designated place offers a serene and relaxing environment for retirees to spend their golden years. There are several scenic hiking trails nearby for those interested in outdoor pursuits. Overall, this place is ideal for those who wish to escape the hustle and bustle of big cities. For medical treatments, there are hospitals nearby such as Fairchild Medical Center, a critical access hospital that is a half-hour drive away.

2. Cedarville

Insider Monkey Score: 28

Cost of Living Index: 80.7

Median Home Price: $230,000

Located in Modoc County, living in Cedarville offers a rural, small-town vibe to retirees. Being here can feel like a sweet escape to nature. The region is embraced by mountains and valleys that are not only scenic but also peaceful. Retirees get to enjoy an affordable lifestyle without compromising on the scenic vistas and outdoor activities. Cedarville’s natural charm, including opportunities for hiking and wildlife exploration, make it one of the best places to retire on social security.

1. Alturas

Insider Monkey Score: 29

Cost of Living Index: 80.7

Median Home Price: $230,000

Alturas in California is the perfect combination of natural beauty and wilderness exploration. Seniors can enjoy numerous outdoor pursuits such as hiking, fishing, hunting, and even skiing, in the Modoc National Forest. Moreover, the town’s low crime rates contribute to a sense of safety, making it an attractive choice for retirees seeking a calm and secure lifestyle. The cost of living in this city is well below the national average, making it easy for retired couples to live on only social security.

Insider Monkey focuses on uncovering the best investment ideas of hedge funds and insiders. Please subscribe to our free daily newsletter to get the latest investment ideas from hedge funds’ investor letters by entering your email address below. You can also take a peek at 30 US Cities With the Most Foreclosures in 2023 and 25 Cheapest Online Business Degree Programs Heading Into 2024. 

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

But the real story isn’t Nvidia — it’s a much smaller company quietly improving the critical technology that makes this entire revolution possible.

And judging by what I’m hearing from both Silicon Valley insiders and Wall Street veterans…

This prediction might not be bold at all:

A few years from now, you’ll wish you’d owned this stock.

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Buy This $3 Stock Now Before the 400% Surge Begins

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

My name is Inan Dogan. I’m the co-founder and Research Director of Insider Monkey. I have an important message for you today.

Since March 2017, my stock picks have returned 16.5% annually. Today, I’ve found an opportunity even bigger than my British American Tobacco call.

Two years ago, Wall Street wrote off British American Tobacco (BTI) as a “melting ice cube.” The stock had crashed 40% from its peak, and consensus said the business was dying.

We looked under the cover and realized they were wrong.

We alerted our subscribers, and BTI returned 90% in just 16 months.

Now if you had invested just $10,000 in BTI in June 2024, you’d be sitting on $19,000 in October 2025.

Today, we have identified a nearly identical pattern in a digital-first giant trading at $3.

While the market panics over a surface-level revenue decline, our PhD-led research shows management has actually surgically cut $100 million in waste to focus on high-margin growth.

This pattern is a hallmark of our 16.5% annual return track record. The current opportunity offers a 400% upside potential—dwarfing even our 90% BTI return.

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