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14 Most Promising Fintech Stocks to Invest In

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On December 11, Reuters reported that Wealthfront, an automated digital wealth management firm, raised $486 million in its initial public offering to round off a solid year for fintech flotations in New York. The Palo Alto, California-based company joins other big fintech names that have gone public in 2025. These include US digital bank Chime Financial, Inc. (NASDAQ:CHYM) and Swedish firm Klarna Group plc (NYSE:KLAR), both of which went public earlier in the year.

Founded in 2008 by Andy Rachleff and Dan Carroll, Wealthfront offers automated tools like cash accounts, ETF and bond investing, trading, and low-cost loans. It pioneered automation for low-cost investment portfolios and added artificial intelligence to its financial planning software.

On December 12, Wealthfront listed on Nasdaq under the ticker “WLTH.” Underwriters for the offering included Goldman Sachs, JP Morgan, and Citigroup. According to Reuters, the shares opened flat on December 12, Friday, which valued the company at $2.63 billion on a fully diluted basis.

Investors stayed selective amid a crowded fintech listing. IPOX research analyst Lukas Muehlbauer said:

“While several high-profile deals saw strong first-day returns, the broader aftermarket performance for large fintech deals was mixed.”

Fintech issuance has begun to rebound after a sharp post-pandemic slowdown. In 2025, so far, approximately 10 fintech IPOs in the Americas have raised over $6.5 billion. This is up from $148 million in 2022, per Dealogic data.

With this in mind, let’s take a look at the 14 most promising fintech stocks to invest in.

Our Methodology

To compile our list of the 14 most promising fintech stocks to invest in, we looked for the biggest fintech companies. We reviewed our own rankings, financial media reports, ETFs, and various online resources to compile a list of the best fintech stocks. Next, we focused on the top 14 most promising stocks most favored by institutional investors. Data for the hedge fund sentiment surrounding each stock was taken from Insider Monkey’s Q3 2025 database of 978 elite hedge funds. Finally, the 14 most promising fintech stocks to invest in were ranked in ascending order based on the number of hedge funds holding stakes in them as of Q3 2025.

Why do we care about what hedge funds do? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 427.7% since May 2014, beating its benchmark by 264 percentage points (see more details here).

14 Most Promising Fintech Stocks to Invest In

14. Toast, Inc. (NYSE:TOST)

Number of Hedge Fund Holders: 56

Toast, Inc. (NYSE:TOST) is one of the most promising stocks in the fintech industry to invest in. On December 4, UBS reiterated its Buy rating on Toast, Inc. (NYSE:TOST) with a price target of $50.

On December 4, JPMorgan also upgraded its rating on Toast, Inc. (NYSE:TOST) to Overweight. JPMorgan believes 2026 will mark a fresh start for payments and fintech stocks. The firm noted that 2025 was the sector’s worst year in 15 years, aside from the COVID surprise. JPMorgan pointed out that slow growth and worries of “commoditization and uncertain ROI” hurt sentiment in 2025 and that it is “happy to flush 2025.”

The research firm says that it is “going back to basics” for 2026 with a focus on companies with pricing power, solid margins, and strong front-book momentum. JPMorgan analyst Tien-tsin Huang noted that Toast, Inc. (NYSE:TOST) is one of the names that scores best under this framework. The firm said it has “been eagerly waiting for the right time to take a seat at the Toast table.” JPMorgan highlighted the stock’s year-to-date decline, even as estimates rose 27%.

JPmorgan expects Toast, Inc. (NYSE:TOST) to sustain “top decile growth” as a leader in software-led payments. The firm pointed to its rule of 54% for 2026.

Earlier on December 1, BNP Paribas Exane had also upgraded Toast, Inc. (NYSE:TOST) from Neutral to Outperform and kept the price target at $40.

Toast, Inc. (NYSE:TOST) is an American company that offers financial technology solutions and restaurant management software. It provides a cloud-based, all-in-one digital technology platform designed for the restaurant industry, offering software and financial technology solutions that help restaurants across point of sale, payments, operations, digital ordering and delivery, marketing and loyalty, and team management.

13. Grab Holdings Limited (NASDAQ:GRAB)

Number of Hedge Fund Holders: 59

Grab Holdings Limited (NASDAQ:GRAB) is one of the most promising stocks in the fintech industry to invest in. On December 9, Benchmark reaffirmed its Buy rating on Grab Holdings Limited (NASDAQ:GRAB). This update came after a virtual non-deal roadshow with the company’s investor relations team, which confirmed a positive outlook for fiscal year 2026.

Benchmark pointed out that Grab Holdings Limited (NASDAQ:GRAB) is aiming for sustained growth in its core Deliveries and Mobility segments. The company is also looking to maintain stable incentive levels, which shows good operational efficiency.

The research firm pointed to Grab Holdings Limited’s (NASDAQ:GRAB) Fintech business as a possible key driver for margins. It has plans to accelerate growth in its loan book with a clear path to profitability. Breakeven is expected next year. Benchmark attributed the recent weakness in Grab Holdings Limited’s (NASDAQ:GRAB) stock price to profit-taking in high-beta outperformers and the company’s cautious guidance. It is not because of any fundamental business worries.

Benchmark sees this weakness as an attractive chance to invest. It is a good opportunity for investors wanting exposure to emerging markets in the fiscal year 2026 portfolios. The research firm expects Grab Holdings Limited’s (NASDAQ:GRAB) efforts to make services more affordable to boost user adoption and market reach.

Grab Holdings Limited (NASDAQ:GRAB) offers a superapp in Southeast Asia, providing services across deliveries, mobility, and digital financial services. The company serves over 800 cities in Cambodia, Indonesia, Malaysia, Myanmar, the Philippines, Singapore, Thailand, and Vietnam.

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The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

But the real story isn’t Nvidia — it’s a much smaller company quietly improving the critical technology that makes this entire revolution possible.

And judging by what I’m hearing from both Silicon Valley insiders and Wall Street veterans…

This prediction might not be bold at all:

A few years from now, you’ll wish you’d owned this stock.

The best part? You can discover everything about this company and its groundbreaking technology right now.

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If you’re thinking about getting in, don’t wait – because once Wall Street catches wind of this story, the easy money will be gone.

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1. Head over to our website and subscribe to our Premium Readership Newsletter for just $9.99 a month.

2. Enjoy a year of ad-free browsing, exclusive access to our in-depth report on the revolutionary AI company, and the upcoming issues of our Premium Readership Newsletter over the next 12 months.

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AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Artificial intelligence is the greatest investment opportunity of our lifetime. The time to invest in groundbreaking AI is now, and this stock is a steal!

AI is eating the world—and the machines behind it are ravenous.

Each ChatGPT query, each model update, each robotic breakthrough consumes massive amounts of energy. In fact, AI is already pushing global power grids to the brink.

Wall Street is pouring hundreds of billions into artificial intelligence—training smarter chatbots, automating industries, and building the digital future. But there’s one urgent question few are asking:

Where will all of that energy come from?

AI is the most electricity-hungry technology ever invented. Each data center powering large language models like ChatGPT consumes as much energy as a small city. And it’s about to get worse.

Even Sam Altman, the founder of OpenAI, issued a stark warning:

“The future of AI depends on an energy breakthrough.”

Elon Musk was even more blunt:

“AI will run out of electricity by next year.”

As the world chases faster, smarter machines, a hidden crisis is emerging behind the scenes. Power grids are strained. Electricity prices are rising. Utilities are scrambling to expand capacity.

And that’s where the real opportunity lies…

One little-known company—almost entirely overlooked by most AI investors—could be the ultimate backdoor play. It’s not a chipmaker. It’s not a cloud platform. But it might be the most important AI stock in the US owns critical energy infrastructure assets positioned to feed the coming AI energy spike.

As demand from AI data centers explodes, this company is gearing up to profit from the most valuable commodity in the digital age: electricity.

The “Toll Booth” Operator of the AI Energy Boom

  • It owns critical nuclear energy infrastructure assets, positioning it at the heart of America’s next-generation power strategy.
  • It’s one of the only global companies capable of executing large-scale, complex EPC (engineering, procurement, and construction) projects across oil, gas, renewable fuels, and industrial infrastructure.
  • It plays a pivotal role in U.S. LNG exportation—a sector about to explode under President Trump’s renewed “America First” energy doctrine.

Trump has made it clear: Europe and U.S. allies must buy American LNG.

And our company sits in the toll booth—collecting fees on every drop exported.

But that’s not all…

As Trump’s proposed tariffs push American manufacturers to bring their operations back home, this company will be first in line to rebuild, retrofit, and reengineer those facilities.

AI. Energy. Tariffs. Onshoring. This One Company Ties It All Together.

While the world is distracted by flashy AI tickers, a few smart investors are quietly scooping up shares of the one company powering it all from behind the scenes.

AI needs energy. Energy needs infrastructure.

And infrastructure needs a builder with experience, scale, and execution.

This company has its finger in every pie—and Wall Street is just starting to notice.

Wall Street is noticing this company also because it is quietly riding all of these tailwinds—without the sky-high valuation.

While most energy and utility firms are buried under mountains of debt and coughing up hefty interest payments just to appease bondholders…

This company is completely debt-free.

In fact, it’s sitting on a war chest of cash—equal to nearly one-third of its entire market cap.

It also owns a huge equity stake in another red-hot AI play, giving investors indirect exposure to multiple AI growth engines without paying a premium.

And here’s what the smart money has started whispering…

The Hedge Fund Secret That’s Starting to Leak Out

This stock is so off-the-radar, so absurdly undervalued, that some of the most secretive hedge fund managers in the world have begun pitching it at closed-door investment summits.

They’re sharing it quietly, away from the cameras, to rooms full of ultra-wealthy clients.

Why? Because excluding cash and investments, this company is trading at less than 7 times earnings.

And that’s for a business tied to:

  • The AI infrastructure supercycle
  • The onshoring boom driven by Trump-era tariffs
  • A surge in U.S. LNG exports
  • And a unique footprint in nuclear energy—the future of clean, reliable power

You simply won’t find another AI and energy stock this cheap… with this much upside.

This isn’t a hype stock. It’s not riding on hope.

It’s delivering real cash flows, owns critical infrastructure, and holds stakes in other major growth stories.

This is your chance to get in before the rockets take off!

Disruption is the New Name of the Game: Let’s face it, complacency breeds stagnation.

AI is the ultimate disruptor, and it’s shaking the foundations of traditional industries.

The companies that embrace AI will thrive, while the dinosaurs clinging to outdated methods will be left in the dust.

As an investor, you want to be on the side of the winners, and AI is the winning ticket.

The Talent Pool is Overflowing: The world’s brightest minds are flocking to AI.

From computer scientists to mathematicians, the next generation of innovators is pouring its energy into this field.

This influx of talent guarantees a constant stream of groundbreaking ideas and rapid advancements.

By investing in AI, you’re essentially backing the future.

The future is powered by artificial intelligence, and the time to invest is NOW.

Don’t be a spectator in this technological revolution.

Dive into the AI gold rush and watch your portfolio soar alongside the brightest minds of our generation.

This isn’t just about making money – it’s about being part of the future.

So, buckle up and get ready for the ride of your investment life!

Act Now and Unlock a Potential 100+% Return within 12 to 24 months.

We’re now offering month-to-month subscriptions with no commitments.

For a ridiculously low price of just $9.99 per month, you can unlock our in-depth investment research and exclusive insights – that’s less than a single fast food meal!

Space is Limited! Only 1000 spots are available for this exclusive offer. Don’t let this chance slip away – subscribe to our Premium Readership Newsletter today and unlock the potential for a life-changing investment.

Here’s what to do next:

1. Head over to our website and subscribe to our Premium Readership Newsletter for just $9.99.

2. Enjoy a month of ad-free browsing, exclusive access to our in-depth report on the Trump tariff and nuclear energy company as well as the revolutionary AI-robotics company, and the upcoming issues of our Premium Readership Newsletter.

3. Sit back, relax, and know that you’re backed by our ironclad 30-day money-back guarantee.

Don’t miss out on this incredible opportunity! Subscribe now and take control of your AI investment future!


No worries about auto-renewals! Our 30-Day Money-Back Guarantee applies whether you’re joining us for the first time or renewing your subscription a month later!