12 Best Places to Retire in Hungary

Published on August 27, 2024 at 8:12 pm by Ghazal Ahmed in News, Retirement

This article looks at the 12 best places to retire in Hungary. If you wish to skip our detailed analysis on Hungary’s affordable appeal, visit the 5 Best Places to Retire in Hungary.

Americans Delaying Retirement and Hungary’s Affordable Appeal

Many Americans today are delaying or coming out of retirement. Even with moderating inflation and an improving economic outlook, pre-retirees are still anxious about what’s in store for them once they retire. A new survey from F&G Annuities & Life, Inc. (NYSE: FG), a leading provider of insurance solutions, tends to shed light on this matter. The survey reveals that 68% of pre-retirees are considering pushing back their retirement this year, up 4% from last year. Inflation is still a major concern for 49% of these pre-retirees over 50, while 44% of those retired have rejoined the workforce for the same reason.

“As our survey shows, Americans are still reconsidering what retirement means to them, and that may look different from previous generations. We believe taking a proactive approach in financial planning can help mitigate some of the economic risks, allowing people to focus on their own personalized roadmap of how and when to retire”.

-Chris Blunt, CEO of F&G.

However, expenses such as groceries and rent aren’t the only thing keeping individuals from enjoying their golden years. Seniors, who typically face higher health issues, must also contend with the rising cost of healthcare, adding another layer of financial pressure to their already stretched retirement savings. Healthcare, even though an important expenditure in retirement, is often drastically underestimated when planning for this period.

In a survey by Mutual of Omaha, two-thirds of consumers 60 and over who were not currently enrolled in Medicare revealed that they expected their healthcare costs to be around $3,000 annually once they enroll. However, The Bureau of Labor Statistics reveals that on average, they can realistically expect to pay $6,874 for their premiums, co-pays, and out-of-pocket expenses. This figure is also expected to increase at the rate of inflation, or even higher. As a result, many seniors often end up taking Medigap, an extra insurance from any private health insurance company to cover the 20% of medical expenses not covered by Medicare Parts A and B. According to research by Fidelity, an average 65-year-old will need $165,000 in after-tax savings to pay for their health expenses during retirement. Thankfully, there are many ways that retirees can use to save for medical expenses for their golden years. One way is by using a Health Savings Account (HSA). HSAs help individuals with high-deductible health plans to save for medical expenses that those plans do not cover.

Despite various options such as IRAs and HSAs available for retirement savings, many individuals have reached retirement age without any substantial financial reserves. Such individuals choose to move out of their country to cheaper locations in order to stretch their retirement income. One such country many foreigners, particularly those from other parts of Europe, have been looking forward to is the landlocked country of Hungary. Hungary is a good place to retire owing to its beautiful cities, rich history, friendly people, and affordable cost of living. The best part about retiring to the country is that Hungary is expat-friendly, with over 400,000 foreigners calling it home. English is widely spoken throughout, particularly in big cities with a large expat population. Other advantages of retiring to the country include its modern amenities and historical charm. According to Immigrant Invest, Hungary’s costs for groceries, entertainment, and property are half of what you would typically find in other European countries like Norway, Denmark, and Italy. Health services, even though more affordable when compared to other European countries, are also high-quality. However, one disadvantage of retiring to the country is that learning Hungarian may be a bit challenging.

Nevertheless, retiring to Hungary can be an excellent choice for seniors seeking a change of scenery and a lower cost of living. Individuals looking to retire to the country should know that Hungary does not offer a retirement visa. However, one way of retiring to the country is through the Hungary Golden Visa Programme. Available from July 1st, 2024, the Golden Visa allows investors to invest a minimum of €250,000 for a 10-year residence permit.

Despite the various challenges retirees face post-retirement, from rising healthcare costs to overall economic uncertainty and navigating geographical arbitration, planning can make a significant difference. The survey from F&G Annuities & Life, Inc. (NYSE: FG) underscores the importance of proactive financial planning. F&G Annuities & Life, Inc. is a public company that provides annuities, life insurance, and pension buyout services.

In F&G Annuities & Life, Inc.’s Q2 2024 earnings call, CEO Chris Blunt highlighted the company’s solid performance, with significant asset growth and margin expansion. Assets under management (AUM) before flow reinsurance rose 21% to $61.4 billion, driven by strong retail and pension risk transfer (PRT) sales. The company achieved record gross sales of $4.4 billion, up 47% year-over-year driven by record retail sales and robust institutional sales. Adjusted return on assets improved to 130 basis points, and return on equity increased to 12%.

While we acknowledge the potential of FG as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than FG but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock.

Methodology

To compile the list of best places to retire in Hungary, we have utilized a consensus-based approach, drawing on numerous authoritative sources, including expert and first-hand expat opinions. We aggregated recommendations from these sources to calculate an Insider Monkey Score for each location, reflecting the frequency and consistency of endorsements. Locations were then ranked in ascending order based on their Insider Monkey Score, ensuring that those most frequently recommended were placed highest.

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Here are the best places to retire in Hungary:

12. Esztergom

Insider Monkey Score: 8

Average Monthly Cost of Living (Per Individual): $1,200

Average Monthly Rent (1-bedroom): $350

We start our list of best places to retire in Hungary with Esztergom, a city sitting on the right bank of the river Danube. This picturesque Danubian city is known as the “Rome of Hungary” due to its abundance of temples, palaces, and monuments. Retirees will have the time of their lives here, enjoying several points of interest such as the majestic basilica, the city’s proud symbol. Beautiful river views and pleasant green spaces further enhance the city, adding to its allure as a retirement destination.

11. Visegrád

Insider Monkey Score: 9

Average Monthly Cost of Living (Per Individual): $1,250

Average Monthly Rent (1-bedroom): $370

Visegrád, a small castle town in Pest County, sits north of Budapest on the right bank of the Danube in the Danube Bend. Besides the breathtaking views that the Danube grants this town, Visegrád is also revered for offering the most mesmerizing panoramic views of the country. Retirees, tourists, and residents alike love to visit the Citadel, the highest sight of Visegrád, offering extraordinary views on the Danube Bend along with history exhibits. The town is in proximity to Budapest, offering easy access to city amenities while retaining its scenic, laid-back vibe.

10. Keszthely

Insider Monkey Score: 10

Average Monthly Cost of Living (Per Individual): $1,300

Average Monthly Rent (1-bedroom): $400

For seniors seeking a lakeside lifestyle surrounded by scenic beauty, Keszthely can be an ideal destination to retire to. This Hungarian city lying on the western shore of Lake Balaton is considered to be a peaceful place to retire to. Keszthely’s compact layout and charming waterfront offer a relaxing, walkable environment ideal for retirees seeking a serene lifestyle. Its peaceful atmosphere and scenic beauty make it a perfect choice for those looking to enjoy lakeside living.

9. Győr

Insider Monkey Score: 11

Average Monthly Cost of Living (Per Individual): $1,350

Average Monthly Rent (1-bedroom): $450

The historic city of Győr is located in the north-western part of Hungary. Considered the “Baroque Jewel of Central Europe”, the city will impress seniors with its Baroque architecture, European charm, and lively cultural scene. The best thing to do in Gyor is simply wander around the Pedestrian Old Town, exploring the charming streets and uncovering historical attractions along the way. Coupled with affordable living costs, well-maintained public services, and a welcoming community, Győr is the ideal destination to spend one’s golden years.

8. Eger

Insider Monkey Score: 12

Average Monthly Cost of Living (Per Individual): $1,320

Average Monthly Rent (1-bedroom): $450

A city in northern Hungary, Eger is a charming city bursting with culture, history, and fun attractions. Renowned for its Baroque architecture, it boasts famous landmarks such as the Eger Castle Basilica of Eger, places that history buffs would love to explore. The city is also celebrated for its wine culture, particularly Egri Bikavér” (Bull’s Blood), with numerous festivals and events that allow residents to experience the wine traditions. Lastly, accessible healthcare and tranquil surroundings make Eger a well-rounded retirement destination.

7. Sopron

Insider Monkey Score: 13

Average Monthly Cost of Living (Per Individual): $1,380

Average Monthly Rent (1-bedroom): $460

Situated near the western borders of Hungary, at the foot of the Alps, Sopron is another destination worth considering for one’s golden years. Residents call it one of the most loyal towns in the country, characterized by its rich history, vibrant wine culture, and natural beauty. Its cobbled streets, historical gates, and colorful houses make it a sight for sore eyes, while the rich cultural offerings and affordable cost of living make it an appealing place to put down roots.

6. Hévíz

Insider Monkey Score: 14

Average Monthly Cost of Living (Per Individual): $1,400

Average Monthly Rent (1-bedroom): $470

One of the best places to retire in Hungary for US citizens is Hévíz, a spa town in Zala County. Home to one of the largest and most scenic thermal Lake Hévíz, the town is a true haven for retirees. Seniors can bathe in the warm, thermal-rich waters of the Lake and benefit from its healing waters. Other spa treatments and wellness services are also available for health-conscious retirees. Hévíz also boasts an affordable cost of living, specialized treatments for rheumatic and musculoskeletal conditions, scenic surroundings, and an overall high quality of life.

5. Debrecen

Insider Monkey Score: 15

Average Monthly Cost of Living (Per Individual): $1,420

Average Monthly Rent (1-bedroom): $480

The student city of Debrecen is one of the best places to retire in Hungary for expats. Recently featured on our list of safest places to retire under $3,000 a month, the city not only promises retirees an affordable cost of living but also benefits such as a vibrant cultural scene and high-quality healthcare. Retirees can choose to engage in lifelong learning at the University of Debrecen, enjoy the city’s extensive green spaces like Nagyerdei Park, and explore attractions such as the Reformed Church and the Déri Museum.

4. Szentendre

Insider Monkey Score: 16

Average Monthly Cost of Living (Per Individual): $1,450

Average Monthly Rent (1-bedroom): $500

A picturesque Hungarian town on the Danube River, Szentendre captivates with its Mediterranean-style architecture, cobblestone streets, and colorful buildings, creating a backdrop so vibrant that is irresistible to ignore. Its main square, Fő Tér, as well as the alleyways around it, are dotted with art galleries, museums, and shops. Retirees can enjoy a slow pace of life here, all while enjoying proximity to Budapest and the additional amenities that it offers.

3. Pécs

Insider Monkey Score: 17

Average Monthly Cost of Living (Per Individual): $1,450

Average Monthly Rent (1-bedroom): $500

Sitting on the slopes of the Mecsek mountains in southern Hungary, Pécs is a charming city brimming with architectural beauty and natural splendor. Its traditional Hungarian atmosphere, affordable cost of living, and friendly residents make it a good option to settle down in one’s golden years. Retirees can explore the many cultural offerings of the city at the Zsolnay Cultural Quarter and The National Theatre of Pécs, explore museums such as the Cella Septichora, and escape into the natural beauty of the nearby Mecsek Mountains. The city also boasts well-developed healthcare facilities, a warm community, and a thriving arts scene.

2. Lake Balaton

Insider Monkey Score: 18

Average Monthly Cost of Living (Per Individual): $1,730

Average Monthly Rent (1-bedroom): $600

Considered a major holiday destination complete with beaches, resort towns, and high-rise hotels, Lake Balaton can be an ideal place to relax in your golden years. However, this place is not just for beach lovers, but also for food and wine enthusiasts. Fun-loving retirees will love it for its buzzing calendar bursting with events such as the Balaton Sound (one of Europe’s largest open-air music festivals). Then there is the Balaton Uplands, where retirees can go to the idyllic Káli Basin area filled with farmhouse-style restaurants to savor great cooking. Lake-side lifestyle, well-developed infrastructure, mild climate, and stunning beauty together make Lake Balaton a highly sought-after retirement destination.

1. Budapest

Insider Monkey Score: 20

Average Monthly Cost of Living (Per Individual): $1,500

Average Monthly Rent (1-bedroom): $550

Budapest, the capital and most populous city of Hungary, is a top retirement destination for expats. The city, along with the banks of the Danube, the Buda Castle, and the Andrassy Avenue, is considered by UNESCO to be “one of the world’s outstanding urban landscapes”. Budapest was also recently ranked as one of the best places to retire in Europe for English speakers. Its rich culture and vibrant nightlife have been attracting a large expat community, making it easier for retirees to make friends and feel at home. Historic buildings, rich cultural heritage, excellent restaurants, good-quality healthcare, and most of all, affordable living, have all earned it the top spot on our list of best places to retire in Hungary.

Disclosure: None. This article was originally published on Insider Monkey.

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The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Published on October 6, 2025 at by Inan Dogan, PhD

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AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on October 5, 2025 at by Inan Dogan, PhD

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12 Best Places to Retire in Hungary

Published on August 27, 2024 at 8:12 pm by Ghazal Ahmed in News, Retirement

Americans Delaying Retirement and Hungary’s Affordable Appeal

Methodology

12. Esztergom

11. Visegrád

10. Keszthely

9. Győr

8. Eger

7. Sopron

6. Hévíz

5. Debrecen

4. Szentendre

3. Pécs

2. Lake Balaton

1. Budapest

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Published on October 6, 2025 at by Inan Dogan, PhD

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on October 5, 2025 at by Inan Dogan, PhD

Here’s why this is a deal you can’t afford to pass up:

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12 Best Places to Retire in Hungary

Published on August 27, 2024 at 8:12 pm by Ghazal Ahmed in News, Retirement

Share

Americans Delaying Retirement and Hungary’s Affordable Appeal

Methodology

12. Esztergom

11. Visegrád

10. Keszthely

9. Győr

8. Eger

7. Sopron

6. Hévíz

5. Debrecen

4. Szentendre

3. Pécs

2. Lake Balaton

1. Budapest

Share

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Published on October 6, 2025 at by Inan Dogan, PhD

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on October 5, 2025 at by Inan Dogan, PhD

Here’s why this is a deal you can’t afford to pass up: