On October 10, FinTech Global, a global leading provider of FinTech information services, reported that the fintech industry had a quiet week with only $292 million raised in 13 deals. The start of October has been less active for fintech investments.
For the workweek ending on October 10, the biggest deal was by Feedzai, a Portugal-based fintech company that uses AI to prevent financial crime. Feedzai raised $75 million in new funding, which helped grow its valuation to more than $2 billion.
The second largest funding for the week went to Filigran, a US cybersecurity company focused on AI-driven threat intelligence and risk management. It raised $58 million in Series C funding.
The third largest was Yendo, a US-based fintech company that created the first vehicle-secured credit card. Yendo raised $50 million in Series B funding as it plans to speed up its expansion into digital banking.
Geographically, 10 of these 13 deals happened in the US. The UK had two deals while Portugal recorded one deal.
Now, let’s look at the 12 best fintech stocks to buy according to analysts.
Our Methodology
To compile our list of the 12 best fintech stocks to buy according to analysts, we looked for the biggest fintech companies. We reviewed our own rankings, financial media reports, ETFs, and various online resources to compile a list of the best fintech stocks. Next, we focused on the top 12 stocks that analysts believe have the most potential for growth. We ranked the 12 best fintech stocks to buy based on their average price target upside potential according to analysts as of October 15, 2025.
Additionally, we mentioned the hedge fund sentiment surrounding each stock, which was taken from Insider Monkey’s Q2 2025 database of 983 elite hedge funds.
Why do we care about what hedge funds do? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 427.7% since May 2014, beating its benchmark by 264 percentage points (see more details here).
12 Best Fintech Stocks to Buy According to Analysts
12. Toast, Inc. (NYSE:TOST)
Average Price Target Upside Potential According to Analysts: 34.96%
Number of Hedge Fund Holders: 67
Toast, Inc. (NYSE:TOST) ranks among the best fintech stocks to buy according to analysts. On October 15, Freedom Capital Markets initiated coverage of Toast, Inc. (NYSE:TOST), giving the stock a Buy rating and setting the price target at $45.
Freedom Capital Markets highlighted Toast, Inc.’s (NYSE:TOST) successful penetration of the US restaurant market with its cloud-based point-of-sale system. The firm mentioned that the company has reached about 15% of restaurant locations in the US since 2011.
The research firm sees multiple growth catalysts for Toast, Inc. (NYSE:TOST). These include further US market share gains in its core small and medium-sized business segment. There are also big opportunities in enterprise, food and beverage retail, and international markets.
Freedom Capital Markets believes these opportunities can help drive sustained growth in key performance indicators, especially net new locations and annualized recurring revenue. Toast, Inc. (NYSE:TOST) may even surpass its medium-term targets shared at its May 2024 Investor Day.
Toast, Inc. (NYSE:TOST) is an American company that offers financial technology solutions and restaurant management software. It provides a cloud-based, all-in-one digital technology platform designed for the restaurant industry, offering software and financial technology solutions that help restaurants across point of sale, payments, operations, digital ordering and delivery, marketing and loyalty, and team management.
11. Shift4 Payments, Inc. (NYSE:FOUR)
Average Price Target Upside Potential According to Analysts: 41.42%
Number of Hedge Fund Holders: 55
Shift4 Payments, Inc. (NYSE:FOUR) ranks among the best fintech stocks to buy according to analysts. On October 10, Raymond James reduced its price target on Shift4 Payments, Inc. (NYSE:FOUR) from $126 to $120 while keeping a Strong Buy rating ahead of the company’s Q3 2025 results.
This decision to lower the price target reflects expected weakness in Global Blue, which Shift4 Payments, Inc. (NYSE:FOUR) acquired in July. This weakness prompted Raymond James to lower its Q3 revenue estimates by about 1.5%. The firm also reduced its adjusted EBITDA estimates by approximately 2.0%.
Raymond James has also taken a more cautious view for fiscal 2026 and 2027 Global Blue estimates, decreasing its revenue and EBITDA forecasts by 2-3% for both years.
The research firm pointed out that while this weakness in Global Blue is “not ideal,” Shift4 Payments, Inc.’s (NYSE:FOUR) core business is performing as anticipated. Raymond James is still optimistic about the company’s long-term growth, especially regarding revenue synergies, including Dynamic Currency Conversion (DCC) and cross-selling to Global Blue merchants.
Shift4 Payments, Inc. (NYSE:FOUR) is a financial technology company that provides integrated payments and commerce solutions.
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