On July 4, FinTech Global, a global leading provider of FinTech information services, reported that $2.24 billion was raised across 15 fintech funding rounds this week. This shows that the fintech sector is recovering from weaker figures in the week before.
The biggest deal was by UK-based Propel Finance, which raised a massive $1.5 billion. This funding aims to boost lending to small and medium-sized businesses in the UK.
This was one of the largest single funding rounds in European fintech this year and it makes up more than half of the total capital raised this week.
Coming in second was the Mexican digital banking powerhouse Klar, which raised $190 million in fresh funding to speed up its growth in Latin America.
In Africa, the mobile-first platform Wave raised €117 million. This reinforced investor confidence in the continent’s digital financial services.
RegTech and cybersecurity companies also raised significant funding. UK-based Clearspeed raised $60 million to advance its voice-based risk technology. French cybersecurity firm Gatewatcher raised €25 million while Greek banking technology provider Natech secured €28 million in funding. In the US, AI security startup Bonfy.ai raised $9.5 million, highlighting the global demand for advanced compliance and risk tools.
While these deals highlight a broad geographic spread of innovation, the US and UK led the fintech funding scene by accounting for the majority of deals by number and value.
With this background in mind, let’s take a look at the 11 best fintech stocks to buy right now.
An individual using a laptop to access the fintech platform to manage their finances.
Our Methodology
To compile our list of the 11 best fintech stocks to buy right now, we looked for the biggest fintech companies. We reviewed our own rankings, financial media reports, ETFs, and various online resources to compile a list of the best fintech stocks. Next, we focused on the top 11 stocks most favored by institutional investors. Data for the hedge fund sentiment surrounding each stock was taken from Insider Monkey’s Q1 2025 database of 1,000 elite hedge funds. Finally, the 11 best fintech stocks to buy right now were ranked in ascending order based on the number of hedge funds holding stakes in them as of Q1 2025.
Why do we care about what hedge funds do? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (see more details here).
11 Best Fintech Stocks to Buy Right Now
11. Coinbase Global, Inc. (NASDAQ:COIN)
Number of Hedge Fund Holders: 66
Coinbase Global, Inc. (NASDAQ:COIN) ranks among the best fintech stocks to buy right now. On June 25, Bernstein raised its price target for Coinbase Global, Inc. (NASDAQ:COIN) from $310 to $510 while keeping an “Outperform” rating.
The research firm pointed out that Coinbase Global, Inc. (NASDAQ:COIN) is “the most misunderstood company” in their crypto coverage universe. It dominates the US crypto trading market and it is the only crypto company in the S&P 500.
Bernstein analysts highlighted several key growth drivers for Coinbase Global, Inc. (NASDAQ:COIN). About 15% of the company’s total revenue comes from its stablecoin business, which is growing and is integrating with platforms like Shopify. As part of its institutional crypto services, the company also provides custody for 8 out of 11 Bitcoin ETF asset managers.
The firm also highlighted Coinbase Global, Inc.’s (NASDAQ:COIN) acquisition of Deribit, the largest crypto options exchange globally. Additionally, the company operates Base, which was described as “the largest and fastest chain on Ethereum forming the tokenization network.”
Bernstein analysts expect Coinbase Global, Inc. (NASDAQ:COIN) to benefit from new US legislation, specifically the GENIUS Act and the upcoming CLARITY Act. The research firm is forecasting more than double the consensus estimates for the company’s earnings per share in 2025 and 2026.
Coinbase Global, Inc. (NASDAQ:COIN) is an American crypto and fintech company that operates a platform for buying, selling, transferring, trading, staking, and storing cryptocurrency assets.
10. Fiserv, Inc. (NYSE:FI)
Number of Hedge Fund Holders: 72
Fiserv, Inc. (NYSE:FI) ranks among the best fintech stocks to buy right now. On June 17, Mizuho reduced its price target for Fiserv, Inc. (NYSE:FI) from $200 to $194 while keeping an “Outperform” rating.
This downward adjustment in the price target is due to the research firm’s lowered expectations for Fiserv, Inc.’s (NYSE:FI) Clover payment processing platform. The firm now projects second-quarter volume growth estimates at 8%. This compares to the previous forecast of 9%.
For the full year 2025, Mizuho reduced its Clover growth estimate from 11% to 9%. However, this still represents a low double-digit percentage growth when excluding gateway conversions.
Mizuho pointed out that 2025 is expected to be “a 2H-loaded year” for Fiserv, Inc. (NYSE:FI), meaning that the second half of the year could see stronger performance. The second-quarter performance is expected to be similar to that of the first quarter.
Despite these adjustments in the near-term outlook, Mizuho analysts expressed confidence in the company’s ability to achieve its growth targets. The adjusted projections are still consistent with Fiserv, Inc.’s (NYSE:FI) previous guidance.
Fiserv, Inc. (NYSE:FI) is an American multinational fintech and payments company that offers a range of solutions for banking, global commerce, billing and payments, merchant acquiring, and point-of-sale.