On July 4, FinTech Global, a global leading provider of FinTech information services, reported that $2.24 billion was raised across 15 fintech funding rounds this week. This shows that the fintech sector is recovering from weaker figures in the week before.
The biggest deal was by UK-based Propel Finance, which raised a massive $1.5 billion. This funding aims to boost lending to small and medium-sized businesses in the UK.
This was one of the largest single funding rounds in European fintech this year and it makes up more than half of the total capital raised this week.
Coming in second was the Mexican digital banking powerhouse Klar, which raised $190 million in fresh funding to speed up its growth in Latin America.
In Africa, the mobile-first platform Wave raised €117 million. This reinforced investor confidence in the continent’s digital financial services.
RegTech and cybersecurity companies also raised significant funding. UK-based Clearspeed raised $60 million to advance its voice-based risk technology. French cybersecurity firm Gatewatcher raised €25 million while Greek banking technology provider Natech secured €28 million in funding. In the US, AI security startup Bonfy.ai raised $9.5 million, highlighting the global demand for advanced compliance and risk tools.
While these deals highlight a broad geographic spread of innovation, the US and UK led the fintech funding scene by accounting for the majority of deals by number and value.
With this background in mind, let’s take a look at the 11 best fintech stocks to buy right now.
An individual using a laptop to access the fintech platform to manage their finances.
Our Methodology
To compile our list of the 11 best fintech stocks to buy right now, we looked for the biggest fintech companies. We reviewed our own rankings, financial media reports, ETFs, and various online resources to compile a list of the best fintech stocks. Next, we focused on the top 11 stocks most favored by institutional investors. Data for the hedge fund sentiment surrounding each stock was taken from Insider Monkey’s Q1 2025 database of 1,000 elite hedge funds. Finally, the 11 best fintech stocks to buy right now were ranked in ascending order based on the number of hedge funds holding stakes in them as of Q1 2025.
Why do we care about what hedge funds do? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (see more details here).
11 Best Fintech Stocks to Buy Right Now
11. Coinbase Global, Inc. (NASDAQ:COIN)
Number of Hedge Fund Holders: 66
Coinbase Global, Inc. (NASDAQ:COIN) ranks among the best fintech stocks to buy right now. On June 25, Bernstein raised its price target for Coinbase Global, Inc. (NASDAQ:COIN) from $310 to $510 while keeping an “Outperform” rating.
The research firm pointed out that Coinbase Global, Inc. (NASDAQ:COIN) is “the most misunderstood company” in their crypto coverage universe. It dominates the US crypto trading market and it is the only crypto company in the S&P 500.
Bernstein analysts highlighted several key growth drivers for Coinbase Global, Inc. (NASDAQ:COIN). About 15% of the company’s total revenue comes from its stablecoin business, which is growing and is integrating with platforms like Shopify. As part of its institutional crypto services, the company also provides custody for 8 out of 11 Bitcoin ETF asset managers.
The firm also highlighted Coinbase Global, Inc.’s (NASDAQ:COIN) acquisition of Deribit, the largest crypto options exchange globally. Additionally, the company operates Base, which was described as “the largest and fastest chain on Ethereum forming the tokenization network.”
Bernstein analysts expect Coinbase Global, Inc. (NASDAQ:COIN) to benefit from new US legislation, specifically the GENIUS Act and the upcoming CLARITY Act. The research firm is forecasting more than double the consensus estimates for the company’s earnings per share in 2025 and 2026.
Coinbase Global, Inc. (NASDAQ:COIN) is an American crypto and fintech company that operates a platform for buying, selling, transferring, trading, staking, and storing cryptocurrency assets.
10. Fiserv, Inc. (NYSE:FI)
Number of Hedge Fund Holders: 72
Fiserv, Inc. (NYSE:FI) ranks among the best fintech stocks to buy right now. On June 17, Mizuho reduced its price target for Fiserv, Inc. (NYSE:FI) from $200 to $194 while keeping an “Outperform” rating.
This downward adjustment in the price target is due to the research firm’s lowered expectations for Fiserv, Inc.’s (NYSE:FI) Clover payment processing platform. The firm now projects second-quarter volume growth estimates at 8%. This compares to the previous forecast of 9%.
For the full year 2025, Mizuho reduced its Clover growth estimate from 11% to 9%. However, this still represents a low double-digit percentage growth when excluding gateway conversions.
Mizuho pointed out that 2025 is expected to be “a 2H-loaded year” for Fiserv, Inc. (NYSE:FI), meaning that the second half of the year could see stronger performance. The second-quarter performance is expected to be similar to that of the first quarter.
Despite these adjustments in the near-term outlook, Mizuho analysts expressed confidence in the company’s ability to achieve its growth targets. The adjusted projections are still consistent with Fiserv, Inc.’s (NYSE:FI) previous guidance.
Fiserv, Inc. (NYSE:FI) is an American multinational fintech and payments company that offers a range of solutions for banking, global commerce, billing and payments, merchant acquiring, and point-of-sale.
9. Robinhood Markets, Inc. (NASDAQ:HOOD)
Number of Hedge Fund Holders: 76
Robinhood Markets, Inc. (NASDAQ:HOOD) ranks among the best fintech stocks to buy right now. On June 27, Compass Point increased its price target for Robinhood Markets, Inc. (NASDAQ:HOOD) from $64 to $96 and kept a “Buy” rating.
The firm highlighted Robinhood Markets, Inc.’s (NASDAQ:HOOD) strong year-to-date performance as “the business is clicking on all cylinders.”
Compass Point analysts pointed out multiple growth themes that support Robinhood Markets, Inc. (NASDAQ:HOOD). These include “a well capitalized retail trader, maturing Millennial/Gen Z demographics, and efficiencies from blockchain tech” like tokenized stocks and stablecoins.
The research firm also advised investors to consider buying Robinhood Markets, Inc. (NASDAQ:HOOD) in case of a potential dip. Compass Point sees enough catalysts in 2025 that could push the stock price higher.
Robinhood Markets, Inc. (NASDAQ:HOOD) is a US-based financial services and technology company that allows users to invest in stocks, options, futures, and cryptocurrencies through its user-friendly platform.
8. Block, Inc. (NYSE:XYZ)
Number of Hedge Fund Holders: 76
Block, Inc. (NYSE:XYZ) ranks among the best fintech stocks to buy right now. On June 3, Jefferies analysts increased the price target for Block, Inc. (NYSE:XYZ) from $70 to $75 while keeping a Buy rating.
This increase in the price target was based on the review of the company’s job listings and recent developments.
The analysts noticed an increase in direct sales job openings at Block, Inc. (NYSE:XYZ). The listings increased in May after a large hiring wave in April. Over the past year, Block, Inc. (NYSE:XYZ) is estimated to have hired about 250 salespeople, which shows a clear focus on growing its market reach.
This hiring trend, particularly in sales, reflects the company’s strategy to push into the up-market segment. Block, Inc. (NYSE:XYZ) also participated in the National Restaurant Show, which gave more evidence of its growing success in the enterprise sector.
Additionally, the analysts pointed out Block, Inc. (NYSE:XYZ) reduced listings for engineering and IT jobs after a workforce reduction in late March. This suggests that the company is realigning its workforce to fit its current business goals.
Block, Inc. (NYSE:XYZ), previously known as Square, is an American financial technology company that offers a range of financial products and services to consumers and merchants.
7. Shopify Inc. (NASDAQ:SHOP)
Number of Hedge Fund Holders: 77
Shopify Inc. (NASDAQ:SHOP) ranks among the best fintech stocks to buy right now. On July 2, Cantor Fitzgerald analyst Deepak Mathivanan reiterated a “Neutral” rating on Shopify Inc. (NASDAQ:SHOP) with a price target of $91 in a research note.
This decision by the research firm came after Shopify Inc. (NASDAQ:SHOP) announced a new partnership with Coinbase that will allow consumers to use USDC stablecoin for payments on Shopify stores.
According to Cantor Fitzgerald, this new payment option with USDC integration is now available to merchants in early access across the US and in over 30 other countries.
Shopify Inc. (NASDAQ:SHOP) is a Canadian multinational commerce and financial technology company. It provides a platform for e-commerce and offers a suite of financial tools, including Shopify Balance, Shopify Credit, Shopify Capital, Shopify Bill Pay, and Shopify Tax. These tools help merchants manage cash flow, access funds faster, and simplify financial tasks.
6. Nu Holdings Ltd. (NYSE:NU)
Number of Hedge Fund Holders: 80
Nu Holdings Ltd. (NYSE:NU) ranks among the best fintech stocks to buy right now. On June 30, JPMorgan increased its price target for Nu Holdings Ltd. (NYSE:NU) from $14.50 to $16 and maintained an “Overweight” rating.
JPMorgan stays bullish on Nu Holdings Ltd. (NYSE:NU) and expects the company to benefit from strong loan growth.
JPMorgan analysts also anticipate improvements in net interest margin and credit card loan yields, which could help improve earnings in 2025 and 2026.
The firm raised its estimates for Nu Holdings Ltd. (NYSE:NU) by 4% for both 2025 and 2026.
Nu Holdings Ltd. (NYSE:NU) is a financial technology company that operates a digital banking platform. The company has a fully digital model and offers a wide range of financial services to over 118 million customers in Brazil, Mexico, and Colombia.
5. Intuit Inc. (NASDAQ:INTU)
Number of Hedge Fund Holders: 87
Intuit Inc. (NASDAQ:INTU) ranks among the best fintech stocks to buy right now. On July 1, Mizuho reiterated an “Outperform” rating for Intuit Inc. (NASDAQ:INTU) with a price target of $875.
This decision came after the company announced its new AI agents across its product lineup. The rollout of AI agents came along with new web and mobile interfaces and Customer Hub deployment to “a range of QuickBooks Online products and customers in the US.”
Initially, the AI agents will be rolled out for Payments, Accounting, Finance and Customer. Over the coming months, Intuit Inc. (NASDAQ:INTU) plans to release additional agents for Marketing, Payroll, and Project Management.
Mizuho pointed out that these AI capabilities are being integrated into multiple QuickBooks Online tiers and SKUs. This integration could encourage customers to upgrade to higher-priced offerings and potentially lead to a shift in product mix.
The research firm believes that these AI agents represent “a necessary evolution to simplify small business operations and reduce costs.” Mizuho analysts expect Intuit Inc. (NASDAQ:INTU) to launch standalone AI SKUs as the adoption rate rises. This could create new monetization opportunities for the company and improve platform retention.
Intuit Inc. (NASDAQ:INTU) is an American multinational financial technology company that offers a wide range of products and services. These include TurboTax for tax preparation, QuickBooks for small business accounting, Credit Karma for credit monitoring and personal finance, and Mailchimp for email marketing.
4. PayPal Holdings, Inc. (NASDAQ:PYPL)
Number of Hedge Fund Holders: 92
PayPal Holdings, Inc. (NASDAQ:PYPL) ranks among the best fintech stocks to buy right now. On June 26, RBC Capital reiterated an “Outperform” rating for PayPal Holdings, Inc. (NASDAQ:PYPL) with a price target of $88.
The research firm expressed confidence in the company’s ability to grow after the company’s keynote presentation at the RBC Fintech Conference.
RBC Capital pointed out three key factors that support the positive stance on PayPal Holdings, Inc. (NASDAQ:PYPL). The firm believes Venmo can drive growth through its card and Pay with Venmo features.
Second, PayPal Holdings, Inc. (NASDAQ:PYPL) has made improvements to its branded checkout product. This is supporting total payment volume acceleration and monthly active account growth.
Finally, RBC Capital highlighted that PayPal Holdings, Inc.’s (NASDAQ:PYPL) unbranded offerings are now adding to transaction margin dollar growth because of the company’s price-to-value strategy. The firm also sees more opportunities for PayPal Holdings, Inc. (NASDAQ:PYPL) to grow through international expansion and value-added services penetration.
PayPal Holdings, Inc. (NASDAQ:PYPL) is a global financial technology company that operates an online payment system and offers digital payments to consumers and merchants. The company provides online payment solutions in approximately 200 markets.
3. MercadoLibre, Inc. (NASDAQ:MELI)
Number of Hedge Fund Holders: 108
MercadoLibre, Inc. (NASDAQ:MELI) ranks among the best fintech stocks to buy right now. On June 2, UBS analysts increased the price target for MercadoLibre, Inc. (NASDAQ:MELI) from $2,500 to $3,000 and kept a “Buy” rating.
This adjustment came after the company reported its first-quarter 2025 results, showing solid performance in both its e-commerce and fintech businesses, especially in Argentina.
The analysts noted that MercadoLibre, Inc. (NASDAQ:MELI) is benefiting from a favorable economic environment in Argentina. This is expected to help the company mitigate some margin pressures caused by ongoing investments.
MercadoLibre, Inc.’s (NASDAQ:MELI) fintech division, Mercado Pago, has also applied for a banking license in Argentina. This move aims to strengthen its position in the region’s fintech sector. The company is looking to expand its service offering within its 100% digital market and this step is part of a regional strategy already underway in countries like Brazil and Mexico.
MercadoLibre, Inc. (NASDAQ:MELI) is the leading e-commerce and financial technology company in Latin America. The company has operations in 18 countries.
2. Mastercard Incorporated (NYSE:MA)
Number of Hedge Fund Holders: 155
Mastercard Incorporated (NYSE:MA) ranks among the best fintech stocks to buy right now. On June 13, Barclays reiterated its “Overweight” rating on Mastercard Incorporated (NYSE:MA) with a price target of $650. The research firm pointed out that concerns about stablecoins disrupting the payments industry are “overblown.”
Barclays made these comments after a Wall Street Journal article suggested that stablecoins present a serious threat to established payment networks like Mastercard Incorporated (NYSE:MA) and Visa.
While Barclays analysts acknowledged the potential of stablecoin technology, they expressed some doubt about its immediate impact on retail payments. They said that this area “may prove a tough nut to crack.”
The firm advised investors to buy Mastercard Incorporated (NYSE:MA) during any weakness resulting from these worries about stablecoins.
Mastercard Incorporated (NYSE:MA) is an American multinational financial technology company that offers transaction processing and payment-related products and services to individuals, businesses, and organizations around the world.
1. Visa Inc. (NYSE:V)
Number of Hedge Fund Holders: 165
Visa Inc. (NYSE:V) ranks among the best fintech stocks to buy right now. On May 21, Citi maintained its “Buy” rating on Visa Inc. (NYSE:V) and maintained a $396 price target.
This decision came after meetings with Visa Inc. (NYSE:V) executives in London that were well-attended. Analysts feel more positive about the company’s future prospects.
The meetings included discussion about new trends that could renew interest in the fintech sector. These trends include agent-based commerce and stablecoins. This reinforces confidence in Visa Inc.’s (NYSE:V) potential for growth.
Citi analysts believe that the wide range of available opportunities, along with the company’s strong position, make Visa Inc. (NYSE:V) a top financial technology investment idea.
Visa Inc. (NYSE:V) is an American multinational financial technology and digital payments company that offers a variety of payment products and payment processing to facilitate electronic payments in over 200 countries and territories.
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