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10 Best Places to Retire in New York

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If you’re thinking of moving when you hit retirement age, then New York is one of the options you must take into consideration since this is such a great state, so we’re going to help you out with a list of 10 best places to retire in New York.

First off, New York is a state in the northeastern area of the United States. While it’s not the largest when it comes to territory, it is the fourth most populous and the seventh most densely populated. On top of bordering with New Jersey, Pennsylvania, Connecticut, Massachusetts, Vermont, Rhode Island, Long Island and Canada, New York also has a large coastline with the Atlantic Ocean.

The estimates regarding the population indicate New York as having nearly 20 million citizens. Many of them live in New York City, which has about 8.5 million residents. Of course, it’s not all about New York City, since there are many other counties, and cities, that are great in New York, full of things to do. There’s also plenty of nature to enjoy.

Best Places to Retire in New York

NTM Photography/Shutterstock.com

When it comes to the climate, New York has a humid continental climate; in the lower areas of the state, the summers are warm, with periods with high humidity levels, and winters that are cold and damp. In the northern areas, the winters get a bit colder.

Alternatively, you could read up on the 10 best places to retire in New Hampshire if you’re interested in a slightly different story.

For our list today we took a look at several aspects, including the average commute time (included as the general state of traffic, since pensioners use the same roads as the commuters to go about their daily activities, albeit not necessarily at the same time), the median house price, the cost of living index, the crime rate and the number of physicians per 100,000 residents. Data comes from Sperling’s Best Places, which centralizes data from governmental sources. For instance, across the entire New York state, the median home price is $247,400, while the cost of living index is 121.8, some ways above the national average. The crime rate was calculated at 45, with 1 being the safest. Also, the number of physicians per 100,000 residents is 349 across New York.

We took into consideration the state’s counties and left out the five New York City Boroughs since they’re too expensive for an average retiree. For instance, Manhattan would have made it on the list thanks to the high number of doctors in the area, but the median home price is above $1.1 million and the cost of living index is close to 300. Not many 401(k) plans can afford that kind of housing prices. Without further ado, here are the 10 best places to retire in New York.

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